Week 14 · Readings & resources

Week 14 — Readings & Resources

Introduction to Business Free sample edition

Your primary reading is Chapter 14 (in this module). Everything below is the optional, go-deeper layer — pick what helps, skip the rest.

How to use this page

This page has 10 items (4 readings and 6 videos). Allow 53–61 minutes for everything. Each group links back to the matching chapter section and class-session segment, so use the full menu when you want more, or take the quick path below.

Every video here has captions: turn them on with the CC button in the player. The chapter covers the same ideas in text.

Pick-one quick path (18–20 min total)

① What money does, and who holds it

Chapter 14, Section “Meet the institutions that hold and lend money” · Session 1, Segment 3, “Meet the institutions” · Remember: banks and credit unions both take deposits and make loans, and a credit union is owned by its members.

Money and Finance: Crash Course Economics #11 — CrashCourse — a fast episode on money's three jobs and on how borrowing, lending, stocks, and bonds connect savers with people who need money; as you watch, sort each example into medium of exchange, unit of account, or store of value. (video, 11 min) (captions: creator)
What is a Credit Union? — MyCreditUnion.gov — the federal credit union regulator's consumer page on member ownership, the elected board, and how a credit union differs from a bank; read the parts on member ownership and the cooperative idea, then compare them with the chapter's definition. (reading, 4–6 min)

② The bank behind the banks: the Federal Reserve

Chapter 14, Section “Place the Federal Reserve: structure, goals, and tools” · Session 1, Segment 4, “Place the Federal Reserve” · Remember: the Fed has three key parts and two goals, and the lender, not the Fed, sets the rate on a business loan.

The Federal Reserve System: The Fed Explained — Federal Reserve Bank of St. Louis — a regional Reserve Bank's guided tour of the system's history, the Board of Governors, the 12 Reserve Banks, and the Federal Open Market Committee; pause after each part and name it in your own words. (video, 11 min) (captions: creator)
What is the Fed? — Federal Reserve — a three-minute answer from the central bank itself on when Congress created it and how its parts fit together; use it as a quick check on the structure before the Week-14 module overview's activities. (video, 3 min) (captions: creator)

③ Keeping deposits safe: FDIC insurance

Chapter 14, Section “Protect the deposits: FDIC deposit insurance” · Session 1, Segment 5, “Protect the deposits” · Remember: the limit is per depositor, per insured bank, for each account ownership category, and it covers deposits only.

FDIC Deposit Insurance — FDICchannel — the insurer's own short video on what deposit insurance protects and when it applies; listen for the per-bank wording and say the full FDIC phrase back when it ends. One example speaks of a single account; the course's wording, per depositor, per insured bank, for each account ownership category, is the one to learn, never "per account". (video, 3 min) (captions: creator)
Are My Deposit Accounts Insured by the FDIC? — Federal Deposit Insurance Corporation — the agency's page listing the deposit products it insures and the ownership categories it insures separately; read the deposit-products list and the single-account category, and skip the trust and benefit-plan details. (reading, 4–6 min)

④ Paying for growth: debt, equity, and the markets

Chapter 14, Section “Compare debt and equity financing” · Session 2, Segment 6, “Compare debt and equity” · Remember: a loan costs interest on a schedule, while selling a share costs part of every future profit.

Entrepreneurship - Debt and Equity Financing — Council for Economic Education — a two-minute case of a small-business owner deciding whether to pay for a truck with a loan or by selling a share; set it beside the cart's second-cart choice and list what each path costs. This builds on Week 13's work with reading a balance sheet and debt-to-equity. (video, 2 min) (captions: creator)
How The Stock Exchange Works (For Dummies) — Kurzgesagt – In a Nutshell — an animated short on why companies sell shares and why investors then trade them among themselves; notice which trade sends money to the company and which does not. (video, 4 min) (captions: creator)
What is Risk? — Investor.gov — the securities regulator's investor-education page on why higher expected returns come with more uncertainty, and why stockholders stand behind bondholders if a company fails; read the opening and the business-risk part. Stop here before trade between nations; next week takes that up. (reading, 6–8 min)

Optional one-stop reference (free online reference)

Plan your business: fund your business — U.S. Small Business Administration — the federal small-business agency's guide, which this course returns to; read the part on loans, self-funding, and investors who take an ownership share, and skip the crowdfunding and research-grant programs below it. (reading, 5–7 min)

Heads-up (links rot): these point to outside sites that occasionally move or rename pages. If a link ever fails, tell your instructor and use the reference above in the meantime.

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